Expert Guidance on Specialist Mortgages in Bristol & Bath
Tailored Mortgage Solutions for Complex Needs
Some property purchases or financial situations require specialist mortgage solutions. At Strong Mortgage Solutions, we provide expert guidance on bridging loans, second charge mortgages, and commercial mortgages for clients in Bristol, Bath, and surrounding areas.
We simplify complex mortgage options and guide you towards the solution that suits your unique needs.
Book Your Free Specialist Mortgage Consultation and explore tailored solutions for your property goals.
Specialist Mortgage Solutions We Support
Bridging Loans
Bridging loans are short-term financial solutions that help cover the gap between buying a new property and selling an existing one. While they can be more expensive, they offer speed and flexibility, making them ideal for fast property purchases.
- Ideal for auction purchases or when quick completion is needed.
- Flexible repayment options while waiting for longer-term financing.
- Options for residential, commercial, or investment properties.
Common Concerns:
- "Bridging loans are expensive."
- Truth: They come with higher rates but offer flexibility and speed that can be crucial for time-sensitive purchases.
Second Charge Mortgages
A second charge mortgage is a secured loan taken against your property, allowing you to release equity without remortgaging. It's an ideal solution for clients wanting to preserve their current mortgage deal or avoid early repayment charges.
- Suitable for those with competitive existing mortgage rates.
- Helps raise funds for home improvements, investments, or debt consolidation.
- Ideal when remortgaging would be costly or impractical.
Common Concerns:
- "Second charge mortgages are for people with bad credit."
- Truth: They’re a flexible option for anyone looking to raise funds without disrupting a favourable mortgage deal.
Commercial Mortgages
Commercial mortgages are designed for purchasing property for business purposes, whether you're buying premises for your company or investing in commercial property.
- Tailored solutions for offices, shops, warehouses, and other business premises.
- Support for both owner-occupiers and investors.
- Guidance on deposit requirements, affordability, and lender criteria.
Step-by-Step Guide to Securing a Specialist Mortgage
- Initial Consultation – Discuss your unique circumstances and property goals.
- Assess Requirements – Determine the most suitable specialist mortgage solution.
- Agreement in Principle (AIP) – Clarify borrowing potential and strengthen purchase offers.
- Application Process – We manage paperwork, liaise with lenders, and ensure smooth progress.
- Approval & Completion – Secure the mortgage and guide you to successful completion.
Book a Free Consultation to simplify your specialist mortgage journey.
Frequently Asked Questions About Specialist Mortgages
Why Choose Strong Mortgage Solutions for Specialist Mortgage Advice?
- Local expertise in Bristol, Bath, and surrounding areas.
- Personalised advice for complex mortgage needs.
- Step-by-step guidance through the entire process.
- Flexible consultations, available remotely or in person.
Book Your Free Consultation for expert guidance on specialist mortgages.
Areas We Cover for Specialist Mortgage Advice
We offer tailored specialist mortgage advice in:
- Bristol (including Clifton, Redland, Bedminster, Southville)
- Bath
- Weston-super-Mare
- Portishead
- Clevedon
- Gloucestershire
- North Somerset
- Exeter
Contact Us Today for expert, local advice.
Ready to Explore Specialist Mortgage Solutions?
Complex mortgage needs require clear, expert guidance. We simplify the process and ensure you find the right solution for your circumstances.
- Book a Free Consultation to explore your mortgage options.
- Contact Us Today for more information.
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We understand that from time to time our clients may find themselves dealing with circumstances that could mean they are potentially vulnerable. For example, a change in health, caring for a family member, or coping with the loss of a loved one. There are many different types of vulnerability, and what makes one person vulnerable might not affect someone else. When we are vulnerable, our need for financial advice may change. However, admitting vulnerability or seeking help can sometimes feel hard.
If this is something you would like to discuss with us, please ask for a copy of our support guide or download a copy here. This guide is designed to help explain vulnerability and the ways in which we might be able to support you. If you feel any of the circumstances in the brochure apply to you, please talk to us
Approved by The Openwork Partnership on 26/02/2025.
Strong Mortgage Solutions is a trading name of Martin Strong which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.