Expert Mortgage Advice for Bad Credit in Bristol & Bath
Finding the Right Mortgage with Bad Credit
Having bad credit doesn’t mean you can’t get a mortgage. At Strong Mortgage Solutions, we specialise in helping clients with credit blips or poor credit histories in Bristol, Bath, and surrounding areas.
We work with a wide range of lenders who understand that life doesn’t always go to plan. Whether you've missed payments, had defaults, or CCJs, we can help you find the right mortgage solution. If you’re not in a position to secure a mortgage now, we’ll guide you on how to improve your credit and get mortgage-ready.
Book Your Free Bad Credit Consultation and start your journey towards homeownership.
How We Help Clients with Bad Credit
Understanding Your Credit Report
The first step to securing a mortgage is understanding your credit position. We recommend using Check My File, a comprehensive credit report provider that shows data from Equifax, Experian, TransUnion, and Crediva.
- Get a full picture of your credit situation.
- Understand what lenders will see when assessing your application.
- Identify any issues that may affect your mortgage options.
Working with Specialist Lenders
We have access to lenders who specialise in helping clients with bad credit, whether it’s a small credit blip or more significant issues.
- Options for clients with missed payments, defaults, CCJs, or bankruptcies.
- Guidance on deposit requirements and affordability.
- Support in presenting your application to highlight strengths.
If You’re Not Ready Yet, We Can Help You Get There
If securing a mortgage isn't possible immediately, we’ll work with you to build a plan to improve your credit profile and get you mortgage-ready.
- Advice on improving credit scores.
- Tips for managing existing debts and accounts.
- Guidance on the right time to apply for a mortgage.
Book a Consultation for expert guidance tailored to your situation.
Step-by-Step Guide to Securing a Mortgage with Bad Credit
- Review Your Credit Report – Understand your current credit standing using Check My File.
- Initial Consultation – Discuss your circumstances and explore your mortgage options.
- Agreement in Principle (AIP) – Get a clearer idea of how much you could borrow.
- Application Process – We handle paperwork, liaise with lenders, and guide you through the process.
- Approval & Completion – Secure your mortgage and move forward with confidence.
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Book a Free Consultation to start your journey today.
Frequently Asked Questions About Bad Credit Mortgages
Contact Us Today if you have more questions or need expert guidance.
Why Choose Strong Mortgage Solutions for Bad Credit Advice?
- Local expertise in Bristol, Bath, and surrounding areas.
- Access to a wide range of specialist lenders.
- Personalised advice based on your unique credit history.
- Step-by-step guidance to simplify the process.
- Flexible consultations, available remotely or in person.
Book Your Free Consultation to explore your mortgage options.
Areas We Cover for Bad Credit Mortgage Advice
We offer tailored advice for bad credit mortgages in:
- Bristol (including Clifton, Redland, Bedminster, Southville)
- Bath
- Weston-super-Mare
- Portishead
- Clevedon
- Gloucestershire
- North Somerset
- Exeter
Contact Us Today for expert, local advice.
Ready to Take Control of Your Mortgage Journey?
Having bad credit doesn’t mean homeownership is out of reach. With our expert guidance and access to specialist lenders, we can help you find the right solution.
- Book a Free Consultation to start your mortgage journey.
- Contact Us Today for more information.
