Landlord Insurance

Contents insurance

This is designed to make sure your possessions are covered if the items in your home were to be damaged or stolen. These policies are set up to replace old items for new items, in your time of need.  Being correctly insured can be the difference in getting all your possessions back or only a partial payment towards them.



Protect Your Rental Property with Landlord Insurance in Bristol & Bath

What is Landlord Insurance?

Landlord Insurance provides tailored protection for rental properties, covering buildings, contents, and additional risks specific to letting. If you rent out a property in Bristol, Bath, or the surrounding areas, it's essential to have the right cover in place to protect your investment and income.


Standard home insurance typically doesn't cover properties that are let to tenants, which is why specialist landlord insurance is a must for property owners.



Book a Free Consultation to review your cover options.

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What Does Landlord Insurance Cover?

Buildings Insurance

Covers the physical structure of the rental property, including walls, roof, fixtures, fittings, and permanent features. It protects against risks such as:


  • Fire, flood, storm, or subsidence
  • Vandalism or malicious damage
  • Escape of water (e.g. burst pipes)
  • Accidental or tenant-related damage (optional)
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Contents Insurance

Protects the landlord's contents within the property (e.g. furniture, appliances, carpets) if the property is let furnished. Note: this does not cover tenants’ belongings.

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Rent Guarantee Insurance

Covers rental income if a tenant fails to pay. This can help cover mortgage payments and other expenses while legal proceedings take place.

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Legal Expenses Cover

Pays for legal costs associated with disputes such as eviction, property damage claims, or tenancy breaches.

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Liability Cover

Protects you in case a tenant or visitor is injured on the property and makes a claim against you.

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Who Needs Landlord Insurance?

Landlord Insurance is suitable for:


  • Buy-to-Let Property Owners
  • Accidental Landlords (e.g. renting out an inherited property)
  • Portfolio Landlords with multiple properties
  • HMO (House in Multiple Occupation) Owners
  • Holiday Lets or Short-Term Rentals


Whether you’re letting out a flat in Clifton, a terrace in Bedminster, or a house in Bath, we can help you get the protection you need.

Speak to an Adviser for tailored advice.

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Common Questions from Landlords

  • Do I need landlord insurance if I have a buy-to-let mortgage?

    Yes. Most buy-to-let lenders require proof of landlord-specific buildings insurance as a condition of the mortgage.

  • Does it cover tenant damage?

    Standard policies may not cover this, but you can add accidental or malicious damage by tenants as optional extras.

  • Will my contents be protected?

    Yes, if you choose to include landlord contents insurance, it will cover furnishings, white goods, and fittings that belong to you.

  • What if my tenant doesn’t pay rent?

    Rent Guarantee Insurance can cover unpaid rent and associated legal expenses.

  • Do I need cover for multiple properties?

    Yes, and we can help arrange portfolio landlord insurance for simplified management and cost-efficiency.

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Why Choose Strong Mortgage Solutions?

  • Local knowledge of the Bristol, Bath & surrounding rental market
  • Expertise in buy-to-let and portfolio landlord insurance
  • Flexible options for HMOs and furnished lets
  • Quick support and advice when you need it


Book Your Free Landlord Insurance Review with an experienced adviser today.

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Areas We Cover for Landlord Insurance Advice

We support landlords across:


  • Bristol (Clifton, Bedminster, Bishopston, Redland, Southville, etc.)
  • Bath
  • Weston-super-Mare
  • Portishead
  • Clevedon
  • North Somerset
  • Gloucestershire
  • Exeter



Contact Us Today for expert local support.

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Protect Your Rental Property Today

Whether you own one property or several, we’ll help you arrange tailored cover that gives you peace of mind and protects your rental income.


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