If you're over 55 and looking to unlock tax-free cash from your home, equity release could provide the financial flexibility you need. At Strong Mortgage Solutions, we offer expert guidance on lifetime mortgages for clients in Bristol, Bath, and surrounding areas.
Whether you want to fund home improvements, support family, or enhance your retirement, we'll help you understand your options and guide you through the process.
Book Your Free Equity Release Consultation and start planning for a flexible future.
Equity release allows you to unlock value from your property while continuing to live in it. The most common option is a lifetime mortgage, where you borrow against the value of your home.
Contact Us to discuss which option may be suitable for your needs.
The amount you can borrow depends on:
On average, most clients can borrow between 20% to 60% of their property's value.
Book a Consultation to get a personalised estimate.
Yes, many lifetime mortgage plans offer flexible repayment options, including:
We can guide you through repayment options to suit your circumstances.
Speak to an Adviser for more information.
Book a Free Consultation to start the process with confidence.
Yes, with a lifetime mortgage, you retain full ownership. The loan is repaid when you pass away or move into care.
Interest can be rolled up (added to the loan) or paid monthly to reduce the overall cost.
Yes, many plans are portable, meaning you can transfer the loan to a new property, subject to provider approval.
Yes, as the loan is repaid from your estate. However, some plans offer inheritance protection to safeguard a portion of your home’s value.
Many plans allow voluntary repayments, though early repayment charges may apply depending on the lender.
Book Your Free Consultation and make informed decisions about your future.
We offer tailored equity release advice in:
Contact Us Today for expert, local advice.
Equity release can provide financial freedom for retirement or other plans. We’re here to provide clear, expert advice every step of the way.
We understand that from time to time our clients may find themselves dealing with circumstances that could mean they are potentially vulnerable. For example, a change in health, caring for a family member, or coping with the loss of a loved one. There are many different types of vulnerability, and what makes one person vulnerable might not affect someone else. When we are vulnerable, our need for financial advice may change. However, admitting vulnerability or seeking help can sometimes feel hard.
If this is something you would like to discuss with us, please ask for a copy of our support guide or download a copy here. This guide is designed to help explain vulnerability and the ways in which we might be able to support you. If you feel any of the circumstances in the brochure apply to you, please talk to us
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