Protect What Matters Most with Insurance in Bristol & Bath

Life Insurance

Life insurance provides a tax-free lump sum to your family if you pass away during the policy term. It ensures your loved ones can cover financial commitments such as mortgages, living expenses, or funeral costs.

Pros:

• Provides financial security for your family.
• Can be used to pay off a mortgage or outstanding debts.
• Affordable options available from £10 per month.

Considerations:

• The level of cover depends on your personal circumstances and financial commitments.



Explore Life Insurance Options

Critical Illness Cover

Critical Illness Cover pays out a lump sum if you’re diagnosed with a serious condition covered by the policy, such as cancer, stroke, or heart attack.

Pros:

• Financial support for medical costs, mortgage payments, or lost income.
• Covers a range of conditions and serious illnesses.

Considerations:

• Not all illnesses are covered – policy terms vary.
• Can be combined with life insurance for comprehensive protection.

Learn More About Critical Illness Cover

Income Protection Insurance

Income Protection provides a regular income if you’re unable to work due to illness or injury. Unlike Critical Illness Cover, it pays out monthly payments rather than a lump sum.

Pros:

• Covers a percentage of your salary to maintain financial stability.
• Can help cover rent, mortgage payments, and daily expenses.
• Policies available to self-employed individuals.

Considerations:

• Payments typically start after a waiting period.

Find Out About Income Protection

Private Medical Insurance

Private Medical Insurance covers the cost of private healthcare, giving you faster access to treatments and specialists.

Pros:

• Reduces waiting times for treatment.
• Access to private hospitals and specialists.
• Covers a wide range of medical conditions.

Considerations:

• Costs vary depending on age, medical history, and coverage level.
• Some treatments and conditions may not be covered.

Compare Private Medical Insurance

Business Insurance

Business Insurance protects businesses from financial loss due to risks such as liability claims, property damage, or employee-related incidents.

Pros:

• Covers legal expenses and compensation claims.
• Protects business assets, stock, and equipment.
• Options for public liability, professional indemnity, and employer’s liability.

Considerations:

• Different businesses require tailored coverage based on industry and risks.

Find Out More About Business Insurance

Home Insurance

Home Insurance protects your property against risks like fire, theft, and natural disasters. It typically includes buildings insurance (covering the structure) and contents insurance (covering belongings inside the home).

Pros:

• Essential for homeowners – often required by mortgage lenders.
• Covers repairs or rebuilding costs in case of damage.

Considerations:

• Policies vary, so it's important to check coverage limits and exclusions.

Get Home Insurance Quotes