Protect What Matters Most with Insurance in Bristol & Bath
Why Protection Insurance is Essential
Unexpected life events can create financial stress for families, homeowners, and landlords. Protection insurance provides security and peace of mind, ensuring that you and your loved ones are financially protected should the worst happen.
At Strong Mortgage Solutions, we offer expert guidance on a range of life and sickness insurance, home protection, and landlord cover in Bristol, Bath, and surrounding areas.
Book Your Free Insurance Consultation to explore your options.
Types of Protection Insurance Available
Life Insurance
Life insurance provides a tax-free lump sum to your family if you pass away during the policy term. It ensures your loved ones can cover financial commitments such as mortgages, living expenses, or funeral costs.
Pros:
- Provides financial security for your family.
- Can be used to pay off a mortgage or outstanding debts.
- Affordable options available from £10 per month.
Considerations:
- The level of cover depends on your personal circumstances and financial commitments.
Critical Illness Cover
Critical Illness Cover pays out a lump sum if you’re diagnosed with a serious condition covered by the policy, such as cancer, stroke, or heart attack.
Pros:
- Financial support for medical costs, mortgage payments, or lost income.
- Covers a range of conditions and serious illnesses.
Considerations:
- Not all illnesses are covered – policy terms vary.
- Can be combined with life insurance for comprehensive protection.
Income Protection Insurance
Income Protection provides a regular income if you’re unable to work due to illness or injury. Unlike Critical Illness Cover, it pays out monthly payments rather than a lump sum.
Pros:
- Covers a percentage of your salary to maintain financial stability.
- Can help cover rent, mortgage payments, and daily expenses.
- Policies available to self-employed individuals.
Considerations:
- Payments typically start after a waiting period.
Private Medical Insurance
Private Medical Insurance covers the cost of private healthcare, giving you faster access to treatments and specialists.
Pros:
- Reduces waiting times for treatment.
- Access to private hospitals and specialists.
- Covers a wide range of medical conditions.
Considerations:
- Costs vary depending on age, medical history, and coverage level.
- Some treatments and conditions may not be covered.
Business Insurance
Business Insurance protects businesses from financial loss due to risks such as liability claims, property damage, or employee-related incidents.
Pros:
- Covers legal expenses and compensation claims.
- Protects business assets, stock, and equipment.
- Options for public liability, professional indemnity, and employer’s liability.
Considerations:
- Different businesses require tailored coverage based on industry and risks.
Home Insurance
Home Insurance protects your property against risks like fire, theft, and natural disasters. It typically includes buildings insurance (covering the structure) and contents insurance (covering belongings inside the home).
Pros:
- Essential for homeowners – often required by mortgage lenders.
- Covers repairs or rebuilding costs in case of damage.
Considerations:
- Policies vary, so it's important to check coverage limits and exclusions.
Frequently Asked Questions About Protection Insurance
Contact Us Today if you have more questions or need expert guidance.
Why Choose Strong Mortgage Solutions for Protection Insurance?
- Local expertise in Bristol, Bath, and surrounding areas.
- Affordable cover starting from £10 per month.
- Advice tailored to your personal or business needs.
- Access to leading insurance providers for the right protection.
- Flexible consultations, available remotely or in person.
Book Your Free Consultation to secure your financial future.
Areas We Cover for Protection Insurance Advice
We offer tailored insurance advice in:
- Bristol (including Clifton, Redland, Bedminster, Southville)
- Bath
- Weston-super-Mare
- Portishead
- Clevedon
- Gloucestershire
- North Somerset
- Exeter
If you're searching for "insurance advisers near me," Strong Mortgage Solutions is here to help.
Ready to Protect Your Future?
Having the right protection in place ensures financial security for you and your loved ones. We provide clear, expert advice to help you find the right cover.
- Book a Free Consultation to discuss your protection needs.
- Contact Us Today for more information.
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We understand that from time to time our clients may find themselves dealing with circumstances that could mean they are potentially vulnerable. For example, a change in health, caring for a family member, or coping with the loss of a loved one. There are many different types of vulnerability, and what makes one person vulnerable might not affect someone else. When we are vulnerable, our need for financial advice may change. However, admitting vulnerability or seeking help can sometimes feel hard.
If this is something you would like to discuss with us, please ask for a copy of our support guide or download a copy here. This guide is designed to help explain vulnerability and the ways in which we might be able to support you. If you feel any of the circumstances in the brochure apply to you, please talk to us
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Strong Mortgage Solutions is a trading name of Martin Strong which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.